Saturday, July 8, 2023

Lowering Health Care Costs And Protecting Consumers

 

It's. What. Democrats. Do.  

Here's the key excerpt from yesterday's White House Press Release on new steps being taken by the Biden Administration to lower health care costs, prevent surprise medical billing and unfair medical debt:

  • The Biden-Harris Administration is cracking down on junk insurance.  New proposed rules would close loopholes that the previous administration took advantage of that allow companies to offer misleading insurance products that can discriminate based on pre-existing conditions and trick consumers into buying products that provide little or no coverage when they need it most.  These plans leave families surprised by thousands of dollars in medical expenses when they actually  use health care services like a surgery.  If finalized, the rule would limit so-called “short-term” plans to truly short time periods, close loopholes made worse by the previous administration, and establish a clear disclosure for consumers of the limits of these plans.
     
  • The Administration is releasing important guidance on rules against surprise medical billing. Biden-Harris Administration rules are already preventing as many as 1 million surprise medical bills every month.  New guidance will help stop providers from gaming the system by evading the surprise billing rules with creative contractual loopholes that still leave consumers with unexpected costs.
     
  • The Administration is announcing new steps to protect consumers from unfair medical debt. For the first time in history, the Consumer Financial Protection Bureau, HHS, and Treasury are collaborating to explore whether health care provider and third-party efforts to encourage consumers to sign up for medical credit cards and loans are operating outside of existing consumer protections and breaking the law. Medical credit cards and loans often lead to higher costs without consumers fully understanding the risks.

More detail and background at the link.

It's revealing of their nihilistic, sociopathic political culture that when the Republican/ Seditionist/ Forced Birth party is in power, they try to take away health insurance entirely, or in the Malignant Loser's administration, allow loopholes for people to be sold junk insurance from GQP donors.  Once again, the contrast couldn't be clearer who has the best interests of the nation and its people at heart.